Current Rates
We post rates as a convenience to our
members when making financial decisions. Realize rates are subject
to change. Please contact the credit union
to
verify or with questions. Rates last updated
January 26th 2012 * APY is the yield you
earn on a deposit over a year. It refers to your earnings – how much
money you’re making. Deposit Accounts
| Deposit Account
Rates |
| Account |
Rate |
APY* |
| Share Account |
.10% |
.10% |
| Draft Account |
.01% |
.01% |
| Christmas Club |
.25% |
.25% |
| IRA |
1.00% |
1.01% |
| Preferred Money Fund |
| Tier 1 - Under $2,500 |
.10% |
.10% |
| Tier 2 - $2,500- $9,999 |
.15% |
.15% |
| Tier 3 - $10,000 and above |
.25% |
.25% |
| Term Share Certificates |
| 6 Month- $100.00 minimum |
.30% |
.30% |
| 12 Month-$500.00 minimum |
.55% |
.55% |
| 24 Month- $500.00 minimum |
.80% |
.80% |
100% Financing
Now Available!
| New Vehicles
|
|
| |
24 months |
36 months |
48 months |
60 months |
72 months |
| 0% Down |
3.50% |
3.50% |
3.50% |
5.00% |
5.50% |
| 10% Down |
3.50% |
3.50% |
3.50% |
4.50% |
5.50% |
|
Used Vehicles, Cycles &
Recreational Vehicles |
|
| |
24 months |
36 months |
48 months |
60 months |
72
months |
| 2010-2012 |
3.50% |
3.50% |
3.50% |
5.25% |
5.50% |
| 2009 |
4.75% |
4.75% |
5.00% |
5.25% |
5.50% |
| 2008 |
5.00% |
5.00% |
5.25% |
n/a |
n/a |
| 2007 |
5.00% |
5.25% |
5.50% |
n/a |
n/a |
| Older than 5 yrs |
5.25% |
5.50% |
5.75% |
n/a |
n/a |
Call for details.
| Signature Loans |
| 1-12 Months |
10.00 - 14.00% |
| 13-24 Months |
10.50 - 14.50% |
| 25-36 Months |
11.00 - 15.00% |
| Other Secured
Loans- Furnishings, Computers, Etc. |
| 0-24 Months |
9.00% |
| 25-48 Months |
10.00% |
| 48-60 Months |
11.00% |
|
1st and 2nd
Mortgages- 3 year demand on all mortgages |
| 1st Mortgages |
3.90% |
| 2nd Mortgages |
5.00% |
|
Kwik cash Loans |
15.00% |
|
Share Secured
Loans |
4% above share rate |
CD Secured Loans |
3% above CD rate |
|
Single payment Loans |
14.00% |
|
|
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