Municipal Credit Union - Beloit, Wisconsiny  
 
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Current Rates

We post rates as a convenience to our members when making financial decisions.  Realize rates are subject to change. Please contact the credit union to verify or with questions.

Rates last updated February 25th, 2010

* APY is the yield you earn on a deposit over a year. It refers to your earnings – how much money you’re making.

Deposit Accounts

Deposit Account Rates
Account Rate APY*
Share Account  .15% .15%
Draft Account 0.00% 0.00%
Christmas Club .25% .25%
IRA 1.00% 1.01%
Preferred Money Fund
Tier 1 - Under $2,500 .15% .15%
Tier 2 - $2,500- $9,999 .15% .15%
Tier 3 - $10,000 and above .25% .25%
Term Share Certificates
6 Month- $100.00 minimum  .50% .50%
12 Month-$500.00 minimum .75% .75%
24 Month- $500.00 minimum 1.00% 1.01%

Loan Rates

100% Financing Now Available!

New Vehicles     
  24 months 36 months 48 months 60 months
0% Down 4.49% 4.49% 4.49% 5.25%
10% Down 4.49% 4.49% 4.49% 4.70%

Used Vehicles, Cycles & Recreational Vehicles  

  24 months 36 months 48 months 60 months
2008-2010 4.49% 4.49% 4.49% 6.25%
2007 5.75% 5.75% 6.00% 6.25
2006 6.00% 6.00% 6.25% N/A
2005 6.00% 6.25% 6.50% n/a

New car loans (over $18,000) also available for 72 months. 
Call for details.

Signature Loans
1-12 Months 10.00 - 14.00%
13-24 Months 10.50 - 14.50%
25-36 Months 11.00 - 15.00%
Other Secured Loans- Furnishings, Computers, Etc.
0-24 Months 9.00%
25-48 Months 10.00%
48-60 Months 11.00%

1st and 2nd Mortgages- 3 year demand on all mortgages

1st Mortgages 4.90%
2nd Mortgages 5.00%

Kwik cash Loans

15.00%

Share Secured Loans

4% above share rate

CD Secured Loans

  3% above CD rate

Single payment Loans

14.00%

 

 


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NCUA Insured, Equal Housing Opportunity