Municipal Credit Union - Beloit, Wisconsiny  
 
 

 

 

 

Current Rates

We post rates as a convenience to our members when making financial decisions.  Realize rates are subject to change. Please contact the credit union to verify or with questions.

Rates last updated March 1, 2008

Deposit Accounts

Deposit Account Rates
Account Rate APY
Share Account  .75% .75%
Draft Account .25% .25%
Christmas Club .50% .50%
IRA 1.00% 1.01%
Preferred Money Fund
Tier 1 - Under $2,500 .75% .75%
Tier 2 - $2,500- $9,999 1.50% 1.51%
Tier 3 - $10,000 and above 2.00% 2.02%
Term Share Certificates
6 Month- $100.00 minimum  2.25% 2.26%
12 Month-$500.00 minimum 3.00% 3.03%
24 Month- $500.00 minimum 3.50% 3.55%

Loan Rates

100% Financing Now Available!

New Vehicles     
  24 months 36 months 48 months 60 months
0% Down 4.99% 4.99% 4.99% 5.75%
10% Down 4.99% 4.99% 4.99% 5.20%

Used Vehicles, Cycles & Recreational Vehicles  

  24 months 36 months 48 months 60 months
2005-2008 5.99% 5.99% 6.25% 6.25%
2004 6.25% 6.25% 6.50% N/A
2003 6.25% 6.50% 7.00% N/A
2002 8.00% 9.00% 10.00% n/a

New car loans (over $18,000) also available for 72 months. 
Call for details.

Signature Loans
1-12 Months 10.00 - 14.00%
13-24 Months 10.50 - 14.50%
25-36 Months 11.00 - 15.00%
Other Secured Loans- Furnishings, Computers, Etc.
0-24 Months 9.50%
25-48 Months 10.50%
48-60 Months 11.50%

1st and 2nd Mortgages- 3 year demand on all mortgages

1st Mortgages 5.75%
2nd Mortgages 6.40%

Kwik cash Loans

15.00%

Share Secured Loans

4% above share rate

CD Secured Loans

  3% above CD rate

Single payment Loans

13.00 - 15.50%

 

 


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